Cover LettersCover Letters
Job Seeker TipsJob Seeker Tips
Beginner BasicsBeginner Basics
In the WorkplaceIn the Workplace
Build A
Resume Now
Have Your
Get A
Written Cover
Home > Blog: In the Workplace > Are Credit Checks on Job Seekers Really Necessary?

Are Credit Checks on Job Seekers Really Necessary?

Credit CheckFinding a job is tough enough today. Unfortunately, some employers make it even tougher by asking to look at your credit history. As if that should make a difference when you’re applying for a job in, say, teaching or nursing, or if you want to oversee computer networks or – umm – even write for a web site.

Certainly, checking your credit is justifiable if the job is in accounting or finance, or in the financial services industry. Companies, after all, don’t want people with financial problems watching over their assets. But is it really necessary to base a hiring decision on how much credit card debt the job applicants have, or whether they were late with a mortgage payment, or fell behind on medical payments because they had no health insurance - since they have no jobs?

Some employers will argue that running a credit check gives them an idea of the candidate’s honesty and sense of responsibility. Really?!? They could find out that and even more by calling references and doing a web search. Or is that just too hard and time-consuming?

Good Job Seeker, Bad Credit: Are You Screwed?
Job Searching with an Imperfect Past or Criminal Record
Jobless? Don’t Let Desperation Expose You to ID Theft

Ready To Jump Start Your Job Search?
Looking for Help with Your Job Search?
Pongo has been helping Job Seekers for over 10 years. If you think our articles are great, try our Resume Builder, Letter Builder and Exclusive Interview Strategy Videos! Our easy-to-use tools and expert advice have helped over 70% of our Members get the job they want! Learn More »
Like what you see?
Join over 4.6 million Pongo Members — and let us help you land your dream job.
Pongo Raves
Student Lands Job in Hospitality Industry
Anthony was unemployed and living at home. Watch as he describes how Pongo helped him improve his resume, letters and interview techniques to land the perfect job.
Learn More About Pongo
More Success Stories